NOOB

Noob is a derogatory term for a beginner or someone who is bad at something.  As in “newbie”.

Me: “Son, look at this” (showed him a snapshot of our total net worth) 

“And now look at this” (showed him Snapshot of net worth after the market dropped)

  What do you think is going on?”

Him: “Is everyone panicking and selling?”

Me: “Yes.”

Him:  “NOOBS!!”

That made me laugh for almost 5 minutes. I guess he is listening.